My Dear Collection

My Dear Collection x X Pay | Hong Kong Korean Beauty, Skincare & Cosmetics | Buy Now Pay Later | Interest-Free 3 Instalments

My Dear Collection (mydearcollection.co) is a Hong Kong-based multi-brand beauty and skincare retailer specialising in bringing the most sought-after Korean and Asian beauty brands to Hong Kong consumers. My Dear Collection handpicks brands that are trending across Hong Kong and would’s beauty scene, covering facial skincare, base makeup, lip colour, eye makeup, and beauty tools.

You can now purchase My Dear Collection skincare, cosmetics, and accessories via X Pay’s Buy Now Pay Later service in X Wallet App , splitting your payment into 3 interest-free instalments to manage your beauty shopping budget with ease.

My Dear Collection Featured Brands & Product Categories

Skincare (cleansers, toners, serums, moisturisers, sunscreens)
Base Makeup (foundations, cushion compacts, concealers, setting powders)
Lip Makeup (lip glosses, lipsticks, lip liners)
Eye Makeup (eyeshadows, eyeliners, mascaras)
Beauty Tools & Makeup Brushes
Sheet Masks & Skincare Sets
Fashion Accessories & Lifestyle Items

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You can now use X Pay Buy Now Pay Later at My Dear Collection and enjoy interest-free 3-instalment payments.

My Dear Collection x X Pay Exclusive Offer

X Wallet App new users enjoy an exclusive welcome offer on their first X Pay transaction!

Pay with X Pay at My Dear Collection and enjoy:

Supports Visa and Mastercard credit cards
All Visa / Mastercard cards can enjoy interest-free 3-instalment payments via X Pay
Pay only 1/3 today and take home your favourite skincare, cosmetics, or accessories
No hidden fees

Download X Wallet App now, activate X Pay, and enjoy a seamless Buy Now Pay Later experience.

How to Pay with X Pay (Buy Now Pay Later) at My Dear Collection?

Existing X Wallet Users

Open X Wallet App and log in to your account
Select “X Pay”
Choose X Pay as your payment method at My Dear Collection checkout
Scan the QR code or follow the on-screen instructions to complete payment

New X Wallet Users

Download X Wallet App
Complete account registration and activate X Pay
Once activated, use X Pay at My Dear Collection to purchase skincare, cosmetics, and accessories

How X Pay Instalments Work

Pay only one-third of the total bill today
The remaining balance is automatically split over the next two months — zero interest, no hidden charges
Step-by-step tutorial: How to Use X Pay

Why Choose X Pay for Korean Beauty & Skincare Shopping?

X Pay lets you pay just one-third today and take home your favourite My Dear Collection beauty picks — with the remaining balance automatically paid over two months at zero interest and no hidden fees. Enjoy guilt-free beauty shopping without the financial pressure.

Interest-Free 3 Instalments: No need to pay the full amount upfront. Manage your skincare and beauty spending with ease.
No Hidden Fees: X Pay charges zero interest and zero hidden fees.
New User Exclusive Offer: Enjoy a designated brand offer on your first X Pay transaction.
Quick Setup: Download X Wallet App and complete setup in just a few minutes.

Buy Now Pay Later | Zero Interest & Multiple Offers

X Pay charges no interest or hidden fees. On top of zero-interest instalments, X Pay regularly offers promotions to make shopping at My Dear Collection even more rewarding.

New users can enjoy exclusive offers. Ccheck the latest deals here: X Pay New User Exclusive Brand Promo Codes

Download X Wallet App, select X Pay at checkout, and enjoy a Buy Now Pay Later shopping experience for Korean beauty, skincare, and lifestyle finds.

Frequently Asked Questions (FAQ)

Can I use Buy Now Pay Later interest-free 3-instalment payment at My Dear Collection?

Yes. You can use X Pay’s Buy Now Pay Later (BNPL) payment method at My Dear Collection to purchase Abib, Amuse, Canmake, Anua, and other Korean and Asian beauty skincare and cosmetics products.

Does X Pay offer interest-free instalments?

Yes. X Pay provides interest-free 3-instalment payments applicable to all My Dear Collection products.

Can I use X Pay instalments for skincare sets or beauty bundle purchases?

Yes. Whether it’s a single skincare item, a full Korean beauty routine set, or a holiday beauty gift box, simply select X Pay at My Dear Collection checkout to enjoy interest-free 3-instalment payments.

Do I need to pay the full amount upfront with X Pay?

No. At checkout, you only pay one-third of the order amount. The remaining balance is automatically split over the next two months. Zero interest, no hidden charges.

Which credit cards does X Pay support?

X Pay supports Visa and Mastercard credit cards. Link your card in X Wallet App to get started.

How do I start using X Pay?

Download X Wallet App, complete registration and activate X Pay, then you are ready to use it at My Dear Collection.

Are there any offers for new users?

X Wallet App new users can enjoy exclusive offers from designated brands and merchants. Check the latest promotions here: X Pay New User Exclusive Brand Promo Codes.