Enhancing Market Competitiveness
Brand new shoppers
75% of 'Buy Now, Pay Later' users are Gen Z consumers, Make them yours too.
Rapid Growth
According to a US retail report,
50% of respondents have used 'BNPL'
for purchases, with an 85% annual
increase in 2021.
Better conversions
Shoppers can make immediate purchases with less hesitation and greater flexibility, getting exactly what they want.
X Pay have elevated the shopping experience for these partners and more
"The X Pay BNPL payment model offers greater purchasing flexibility for consumers, allowing them to feel less pressure when selecting more items or products at a higher price point, thereby boosting the overall average bucket size. It's definitely a great partner for our retail business!"
JC Beauty gains access to accurate customer insights and can optimize their marketing strategies accordingly.
It's a win-win situation for everyone when shoppers can divide their purchase into three, interest-free payments.
Connect with the world’s best shoppers
Merchants benefit from no account setup fees and free access to the transparent X Pay For Business merchant dashboard, making it easier to manage your business.
X Wallet App: Powerful Foundation
150K
X Wallet App
Active Users
60%
Users are Gen Z
Listed company
Financial products offered by Zero Fintech Group Limited (00093)
Let X Pay Help Your Business Grow
X Pay provides comprehensive support to help you expand your business, serving as your strongest backing, and seizing every opportunity for growth!
Our comprehensive financing solutions support small and medium-sized enterprises in all aspects, whether it's addressing sudden funding needs or expanding business. We will assist you in seizing various opportunities.
Achieve business opportunities with
X Pay Business App
X Pay Business App