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Sell with X Pay

With X Pay, customers get what they want, interest-free, zero fees, 3-month installments. Love them, keep them lifelong.

Enhancing Market Competitiveness

Brand new shoppers

75% of 'Buy Now, Pay Later' users are Gen Z consumers, Make them yours too.

Rapid Growth

According to a US retail report,
50% of respondents have used 'BNPL'
for purchases, with an 85% annual
increase in 2021.

Better conversions

Shoppers can make immediate purchases with less hesitation and greater flexibility, getting exactly what they want.

X Pay have elevated the shopping experience for these partners and more

"The X Pay BNPL payment model offers greater purchasing flexibility for consumers, allowing them to feel less pressure when selecting more items or products at a higher price point, thereby boosting the overall average bucket size. It's definitely a great partner for our retail business!"

"We appreciate the flexibility of X Pay's payment products, which utilize A.I. technology to assess and manage risk control, effectively increasing the overall benefits. X Pay accelerates our customers' decision-making and shopping journey, increasing the average transaction value and turnover."

With X Pay's robust data analytics capabilities,
JC Beauty gains access to accurate customer insights and can optimize their marketing strategies accordingly.

The convenient and streamlined payment functionality of X Pay can assist customers to make purchasing decisions at the point of sale.

It's a win-win situation for everyone when shoppers can divide their purchase into three, interest-free payments.

Connect with the world’s best shoppers

Merchants benefit from no account setup fees and free access to the transparent X Pay For Business merchant dashboard, making it easier to manage your business.

X Wallet App: Powerful Foundation

150K

X Wallet App
Active Users

60%

Users are Gen Z

Listed company

Financial products offered by Zero Fintech Group Limited (00093)

Let X Pay Help Your Business Grow

X Pay provides comprehensive support to help you expand your business, serving as your strongest backing, and seizing every opportunity for growth!

Our comprehensive financing solutions support small and medium-sized enterprises in all aspects, whether it's addressing sudden funding needs or expanding business. We will assist you in seizing various opportunities.

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